QUESTIONS FOR MY ADVISOR
What is your investment philosophy, strategy?
Global Diversification, Low-Cost instruments, Personalized Portfolios and Key Themes for the next 5 years.
Who is your custodian?
Interactive Brokers LLC. Regulated by the US Securities and Exchange Commission and the Commodity Futures Trading Commission and a member of the SIPC.
What are your qualifications?
The Chief Investment Officer has 21 years of experience in diverse finance areas giving him a unique perspective to analyze investment opportunities in different sectors. Mr. Manstretta earned in 2014 the right to use the Chartered Financial Analyst ® from the CFA Institute.
The Chartered Financial Analyst® (CFA) and Certification Mark (collectively, the "CFA marks") are professional certification marks granted in the United States and internationally by the CFA Institute.
The Chartered Financial Analyst® (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute - the largest global association of investment professionals.
There are currently more than 100,000 CFA charterholders working in 135 countries. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA Institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.
The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charterholders to:
• Place their clients' interests ahead of their own
• Maintain independence and objectivity
• Act with integrity
• Maintain and improve their professional competence
• Disclose conflicts of interest and legal matters
Additionally, regulatory bodies in over 19 countries recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA Program curriculum into their own finance courses.
To learn more about the CFA charter, visit www.cfainstitute.org.
Are you a Fiduciary Advisor?
Yes, we are Fiduciaries. A fiduciary is a financial advisor who must always act in a client’s best interest. A fiduciary cannot recommend a strategy or investment unless it is the best available option for the client.
What are your core values?
Counseling: We are always there for you to provide advice and bring a fresh perspective to financial simpler and complex matters. We communicate and handle complex topics in simple terms, we are the experts for you.
Long-Term Partnership: We pride ourselves in creating long-term, because we do more, we go an extra-mile.
Empathy: We understand money comes from hard-work and effort, affecting your emotions. We help you manage those emotions to set a stable navigation plan for your future goals. We understand and serve your needs.
Integrity: We are ethical and speak the truth in a timely clear manner
Curiosity: We are in a continuous pursuit of state-of-the-art knowledge to help our clients achieve and exceed their financial goals
Can you stress-test my portfolio to make sure I am taking on the right amount of risk for my situation?
Yes, we can assess the potential impact of economic scenarios on a client’s portfolio and other investments.
How much access will I have as a client to my advisor?
You can contact your advisor with any concern you have. You will be able to discuss your communication preferences with him at the beginning of your partnership.
How do you get paid?
Our annual fees range from 1.5% to 2% (billable quarterly) depending on the AUM size and your specific needs.
How much money do I need to start investing with OWM?
If you are in the US you can start investing from 250,000 USD and if you are overseas with 100,000 USD.
Can I withdraw my money at any time?
Yes. You can withdraw your money at anytime in case of need, in the same fashion you can save additional funds every time you desire.
What happens if the returns are not what I expected in one year?
As any long-term market investment, the returns are not linear nor certain. Past return is not guarantee of future performance. According to the history of market performance long term investments in the capital market is one of the most reassuring strategies of capital growth and preservation.
What happens If I pass away. Will my family be able to withdraw the money if they don’t wish to continue with my partnership with OWM?
Yes, absolutely can do so. You will be able to set up your beneficiaries during the account opening process and update them, if necessary, at your convenience.
